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Ceredigion County Council website

  • Mortgage Certificate/ Promise/Decision in Principle: The information is required even if the mortgage offer is zero or you are declined a mortgage due to income/age etc. (this information might be in a letter rather than a certificate/promise/decision in principle)

  • Letter/Email stating the Maximum Mortgage available to you and your partner (where applicable) if not noted on the Mortgage Certificate/Promise/Decision in Principle. This is asked for, as the amount of mortgage that you ask for noted on a mortgage certificate/promise may be different to the maximum mortgage that you are able to obtain

  • Last 3 months payslips for yourself and your partner (if applicable) or if you are self employed your business accounts for the last 3 years

  • Last P60 for yourself and your partner (if applicable)

  • If you are retired or not able to obtain a mortgage due to age or are no longer able to work: Pension details for last 3 months, annual pension statement, details of any allowances and any other income