Warm Homes Loan Scheme
The UK Government’s Warm Homes Loan Scheme is an important part of the Warm Homes Plan which will help households access more affordable finance for home energy improvements to make their homes warmer and more energy efficient.
The Scheme will help eligible homeowners and private landlords reduce or remove the upfront cost of improvements such as heat pumps, solar panels and battery storage, by enabling them to spread the cost over time. Government support will help reduce the cost of borrowing on eligible loans. The loans themselves will be provided by a range of participating lenders, who will remain responsible for their individual products, interest rates, repayment terms, eligibility requirements, affordability checks and lending decisions.
Information, including eligible home improvements, participating lenders and how to apply is available on the Warm Homes Loan Scheme GOV.UK page. Applications are made through participating lenders rather than directly to Government.